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Hear this out loud PauseYou do not need PIP coverage in South Dakota. However, you can purchase it under optional insurance coverage if you wish to get personal injury protection in an accident.
PIP policies can also be purchased in seven other states ? Arkansas, Kentucky, Maryland, South Dakota, Texas, Virginia, and Washington ? and the District of Columbia, although coverage is optional.
What is personal injury protection? Personal injury protection (PIP), also known as no-fault insurance, covers medical expenses and lost wages for you and your passengers if you're injured in an accident. PIP coverage protects you regardless of who's at fault.
The TNC or the driver must provide primary insurance coverage which includes: At least $1 million of coverage for death, bodily injury, and property damage. Uninsured, underinsured, and PIP coverage, which is primary coverage in amounts that meet the requirements under state law.
Hear this out loud PauseSouth Dakota law requires that any person who licenses and/or operates a motor vehicle must show proof of financial responsibility. Most people comply with this requirement by purchasing automobile insurance.
South Dakota Auto Insurance?Mandatory Minimum Coverages Bodily injury: $25,000 per person and $50,000 per accident. Property damage: $25,000 per accident. Uninsured motorist: $25,000 per person and $50,000 per accident.
All motorists are required to carry the following minimum auto insurance coverage levels in South Dakota: Bodily injury: $25,000 per person and $50,000 per accident. Property damage: $25,000 per accident. Uninsured motorist: $25,000 per person and $50,000 per accident.
Hear this out loud PauseThe state of South Dakota is considered an at-fault state, which means the insurance company of the driver responsible for the accident will absorb the financial losses related to injuries, lost income, property damage, and vehicle damage.