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For purposes of sections 52-225a to 52-225c, inclusive: "Collateral sources" means any payments made to the claimant, or on his behalf, by or pursuant to: (1) Any health or sickness insurance, automobile accident insurance that provides health benefits, and any other similar insurance benefits, except life insurance ...
The collateral source rule prevents a monetary award from being reduced if the costs are covered by another source. The rule may prohibit evidence of such payments from being presented in court.
Collateral Source Evidence. Pennsylvania law is clear: the victim of a tort is entitled to the damages caused by the tortfeasor's misconduct regardless of compensation the victim has received from other sources.
The long-standing collateral source rule says that if you are injured and you have insurance, you benefit from that insurance, not the person who harmed you.
In South Carolina mortgage debt has a statute of limitations of 20 years. This is quite long compared to consumer debt such as credit card debt, which has a statute of limitations of 3 years. Medical debt also holds a statute of limitations of 3 years, while auto loan debt is 6, and state tax debt is 10.
The collateral source rule is designed to protect plaintiffs from being penalized for obtaining insurance or other forms of compensation for their injuries. The rule recognizes that plaintiffs pay premiums for insurance coverage and that they should not be penalized for using the coverage they have paid for.
Limits on damages in South Carolina medical malpractice claims vary. The lowest limit is $300,000 per occurrence. In some circumstances, there is a limit only on non-economic damages of $1.05 million, adjusted for inflation, while economic damages are unlimited.
Balance Billing: The No Surprises Act bans balance billing for emergency services and some non-emergency services. As of January 1, 2022, your insurance has to cover emergency services as in-network with no prior authorization.