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The Chapter 12 process provides family farmers and fishermen with an opportunity to reorganize in a manner that is tailored to fit their circumstances better than Chapters 11 or 13. Chapter 11 reorganizations are ideally suited for large companies with strong existing management or for sole proprietorships. Comparison: Chapter 11 vs Chapter 12 vs Chapter 13 - Maynard Nexsen maynardnexsen.com ? assets ? uploads ? doc maynardnexsen.com ? assets ? uploads ? doc
In 1986, Congress enacted chapter 12 of the Bankruptcy Code to allow farmer debtors with regular annual income to achieve debt relief. ingly, chapter 12 bankruptcy provides relief to debtors who qualify as family farmers and family fishermen with regular income; see In re Kerwin and 11 U.S. Code § 109. Chapter 12 bankruptcy | Wex - Law.Cornell.Edu LII / Legal Information Institute ? Wex LII / Legal Information Institute ? Wex
A chapter 13 bankruptcy is also called a wage earner's plan. It enables individuals with regular income to develop a plan to repay all or part of their debts. Under this chapter, debtors propose a repayment plan to make installments to creditors over three to five years. Chapter 13 - Bankruptcy Basics | United States Courts uscourts.gov ? services-forms ? chapter-13-... uscourts.gov ? services-forms ? chapter-13-...
A case filed under chapter 11 of the United States Bankruptcy Code is frequently referred to as a "reorganization" bankruptcy. Usually, the debtor remains ?in possession,? has the powers and duties of a trustee, may continue to operate its business, and may, with court approval, borrow new money.
The biggest difference between Chapter 7 and Chapter 13 is that Chapter 7 focuses on discharging (getting rid of) unsecured debt such as credit cards, personal loans and medical bills while Chapter 13 allows you to catch up on secured debts like your home or your car while also discharging unsecured debt. Chapter 7 vs. 13 Bankruptcy: The Main Differences - Leinart Law Firm leinartlaw.com ? chapter-7-vs-chapter-13 leinartlaw.com ? chapter-7-vs-chapter-13
Chapter 12 is designed for "family farmers" or "family fishermen" with "regular annual income." It enables financially distressed family farmers and fishermen to propose and carry out a plan to repay all or part of their debts.