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How Can You Deal with Title Issues? The law in South Carolina requires buyers to hire an attorney and conduct a title search before a house is purchased. This search is done to find public records and other sources of easements, liens, and other issues or title restrictions.
Ing to the South Carolina Consumer Protection Code, the borrower selects his or her closing attorney and the lender must abide by that preference, so long as that attorney is qualified.
You have the right to choose which attorney you would like to represent you in the transaction. Often, attorneys in South Carolina represent both the buyers and the sellers in the same transaction. Your lender cannot force you to use a specific attorney in residential closings.
Who pays closing costs in South Carolina? Buyers and sellers each pay unique closing costs to finalize a home sale. In South Carolina, sellers typically pay for the title and closing service fees, owner's title insurance policy, transfer taxes, attorney fees, and recording fees at closing.
Several east coast states are attorney states: Georgia, South Carolina and North Carolina. Some states, such as Florida, are ?Title Company States? that do not require an attorney to close loans or purchases as long as the closing includes title insurance.