A license authorizes the holder to do something that he or she would not be entitled to do without the license. Licensing may be directed toward revenue raising purposes, or toward regulation of the licensed activity, or both. Statutes frequently require that a person obtain a license before practicing certain professions such as law or medicine, or before carrying on a particular business such as that of a real estate broker or stock broker. If the license is required to protect the public from unqualified persons, an assignment of that license to secure a loan would probably not be enforceable.
South Carolina Assignment of Business License as Security for a Loan
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US-01467BG
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How to fill out Assignment Of Business License As Security For A Loan?
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SECTION 37-3-104. "Consumer loan" defined. (d) either the principal does not exceed twenty-five thousand dollars or the debt is secured by an interest in land.
Section 37-22-210 - Commissioner's records; segregated escrow funds; licensee ceasing business activities. (A) The commissioner shall keep a list of all applicants for licensure pursuant to this chapter which includes the date of application, name, and place of residence and whether the license was granted or refused.
No mortgage or deed having the effect of a mortgage or other lien shall constitute a lien upon any real estate after the lapse of twenty years from the date for the maturity of the lien.
SECTION 37-22-120. Licensing requirements. (2) circulate or use advertising, including electronic means, make a representation or give information to a person which indicates or reasonably implies activity within the scope of this chapter.
In a criminal case, a person may be fined up to ten thousand ($10,000.00) dollars and imprisoned for up to one year. In a private lawsuit, a person may be liable to the person charged for the settlement services in an amount equal to three times the amount of the charge paid for the service.
Although the State of South Carolina doesn't require a business license, several counties and cities in South Carolina do. The South Carolina Business One Stop site provides a chart with a list of counties that require business licenses. Every city and county can impose different license and permit requirements.
Application for licensure; information required; identification of managing principal; filing fee; surety bond; issuance of license. (iii) as to which the applicant is the current or proposed managing principal or a current or proposed branch manager.
Additionally, students will become familiar with some of the more important laws and regulation definitions relating to mortgage lending in South Carolina, including the South Carolina Mortgage Lending Act and the High Cost Consumer Protection Code, as well as provision in Chapter 3 and Chapter 10 of Title 37 in the ...