This form is a Class Action Complaint. Plaintiffs seek damages and injunctive relief from defendants for liability under the Racketeer Influenced and Corrupt Organizations Act(RICO). Plaintiffs contend that the defendants' actions justify an award of substantial punitive damages against each.
South Carolina Complaint for Class Action For Wrongful Conduct - RICO - by Insurers
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FAQ
South Carolina Code § 38-59-20 identifies a list of acts by an insurance company that constitute improper claim practices. Examples of bad faith may include: Knowingly misrepresenting facts or coverage. Not acknowledging communication promptly.
Under South Carolina law, a person may recover damages and attorney's fees from their insurance company for a bad faith denial of insurance coverage if that person proves that the insurance company acted unreasonably and without a factual justification to support its decision to deny benefits under the insurance ...
S.C. Code Ann. § 38-59-40. If the refusal to pay is made without reasonable cause or in bad faith, the insured is liable for actual damages and attorneys' fees and costs.
Some examples include but are not limited to: an inadequate or delayed investigation of a claim; misrepresentations by your insurer regarding your policy and its coverage; a refusal to pay or unjustified delay in settling a claim that ought to be paid; or a lack of adequate communication and candor from your insurer.
Insurance companies in South Carolina do not have a specific amount of time in which they must settle an insurance claim. Instead, state law requires them to settle claims with ?reasonable promptness?.