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Compete and obtain, and produce the Rhode Island Certificate of Non-Attorney Bankruptcy Petition Preparer - Form 19 - Post 2005 Act with US Legal Forms. There are thousands of specialist and express-particular types you can use for your organization or person requires.
A petition preparer is a non-lawyer who helps bankruptcy debtors file their bankruptcy documents for a fee. Petition preparers may not give legal advice or represent debtors in court. Petition prepares can only help with typing paperwork and must charge a reasonable fee to do so.
A Bankruptcy petition is a collection of forms also known as schedules that disclose all of your financial information to the Bankruptcy Court. These forms will list all of your assets (real and personal property), monthly income and expenses and most importantly the liabilities and debts you wish to eliminate.
Make sure the preparer meets legal requirements. For example, don't use one that attempts to give you legal advice, uses the word ?legal? in their advertising or business name, doesn't use a contract for services, or asks you to give them the court filing fees.
A bankruptcy petition can also be presented by either the debtor or, if the debtor has already made a voluntary arrangement to deal with the debt, by the supervisor of this arrangement.
Bankruptcy petition preparers are not attorneys. Even the bankruptcy petition preparers who call themselves "paralegals" are not usually supervised by an attorney. They may not represent debtors in any bankruptcy proceeding and they may not give debtors any legal advice.
What Happens After Filing for Bankruptcy in Rhode Island? Your creditors will stop bothering you soon after you file. It takes a few days because the court mails your creditors notice of the "automatic stay" order that prevents most creditors from continuing to ask you to pay them.