A Rhode Island Order Confirming Chapter 13 Plan is an official document that is issued by a court in the state of Rhode Island to approve a debtor's proposed plan to repay creditors under Chapter 13 of the U.S. Bankruptcy Code. The Order Confirming Chapter 13 Plan typically outlines the debtor's repayment plan, including the amount of debt repayment, the length of the repayment plan, and the debtor's proposed monthly payment amount. The Order Confirming Chapter 13 Plan also outlines the terms and conditions of the repayment plan, including any modifications or accommodations that may be made in order to help the debtor with repayment. Depending on the type of Chapter 13 Plan, there are two types of Rhode Island Order Confirming Chapter 13 Plans: a Wage Earner Plan and a Self-Employed Plan. The Wage Earner Plan is typically used by individuals who receive a regular paycheck from their employer and the Self-Employed Plan is typically used by individuals who are self-employed and do not receive a regular paycheck.
Rhode Island Order Confirming Chapter 13 Plan
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How to fill out Rhode Island Order Confirming Chapter 13 Plan?
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FAQ
As part of the process, the debtor must submit a repayment plan for court approval. But other people with an interest in the bankruptcy case can also make their opinions known. The bankruptcy trustee assigned to the case and any of the creditors seeking repayment can file objections to the debtor's proposed plan.
You are missing required documents (such as tax returns). You are over the debt limit. You failed to disclose an asset. The proofs of claim filed in your case might be different from the creditors and amounts listed in your bankruptcy schedules.
An order confirming the chapter 13 plan is a Bankruptcy judge's approval of the Debtor's proposed chapter 13 repayment plan. For more information, see 11 U.S.C. §1325 .
An objection to the confirmation of a chapter 13 plan shall be made by motion setting forth the facts and legal arguments that give rise to the objection in sufficient detail to allow the debtor to file a reply or an amended plan that addresses the objection.
Unlike chapter 7, creditors do not have standing to object to the discharge of a chapter 12 or chapter 13 debtor. Creditors can object to confirmation of the repayment plan, but cannot object to the discharge if the debtor has completed making plan payments.
In a Chapter 13, an objection to confirmation is basically a written statement from the Chapter 13 Trustee or a creditor of the debtor that there is something wrong with the case that needs to be fixed before the confirmation hearing.
The trustee might object because they believe you do not have enough income to fund your bankruptcy plan. This is known as a feasability objection and it might require you to make payments for several months before the trustee is satisfied you can handle the payment in the case.
Objections must be filed within 21 days after the conclusion of the 341 meeting. Plan can be confirmed without further notice or hearing absent timely objections.
