A practical guide for widows, widowers, parents, siblings, and other survivors of a deceased spouse or family member that is intended to assist the survivors to cope with a death in the family. The topics include: anatomical and whole-body gifts; funeral and burial rights, arrangements, and expenses; essential documents; Social Security information; support groups; access to safe-deposit boxes; vacant-dwelling insurance; decedent's last will and probate proceedings; income tax liability of the decedent and the decedent's estate; claiming a decedent's income-tax refund; claiming benefits under a policy of life-insurance; and rollover or distribution from a decedent's qualified retirement plan or IRA.
Pennsylvania US Legal's Survivor's Guide to A Death in the Family
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The executor named in the will can do this, or if no executor has been nominated, the administrator (main beneficiary). They'll contact the bank in question with proof of death to begin the process. The Death Certificate is typically accepted as proof.
Prepare Your Survivors Make sure they know where your assets and documents are kept. Discuss funeral and burial options, and let your family know about your preferences or any arrangements you have already made. See an attorney and have your will or a trust prepared.
When a family member or friend has died, it is important to notify various government agencies, banks, creditors and credit reporting agencies of the death. To reduce the risk of identity theft, these notifications should be made promptly after the death.
In most cases, the funeral home will report the person's death to us. You should give the funeral home the deceased person's Social Security number if you want them to make the report. If you need to report a death or apply for benefits, call 1-800-772-1213 (TTY 1-800-325-0778).
First, notify family and friends of the deceased. The executor should be notified immediately, if the deceased made a will. The executor is responsible for the funeral, burial or cremation. The death must be registered with the provincial government.
Financial organisations Insurance companies (e.g. life, buildings/contents, medical, car, travel). Pension providers. Credit card/store card providers. Any other financial institutions must be informed so that any accounts solely in the deceased's name can be frozen to prevent fraud.
After a death The body will then be laid out and kept in the hospital mortuary until you arrange for the funeral directors, family or whoever you chose to collect it. If you choose, funeral directors will take the body to their chapel of rest until the funeral takes place.