Pennsylvania Settlement Agreement Auto Accident
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How to fill out Settlement Agreement Auto Accident?
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FAQ
The most recent data from the Insurance Information Institute shows the average car accident settlement in 2022 in Pennsylvania is approximately $20,235. The average PA car accident settlement takes into consideration a broad range of injuries, accident types, and liability levels.
There are two ways to receive payment for property damage when involved in a Pennsylvania car accident that is not your fault ? through your own insurance company or through the at-fault party's carrier.
To determine a potential settlement value, they first combine the total of medical expenses to date, projected future medical expenses, lost wages to date and projected future lost income. The resulting sum is then multiplied by the pain and suffering multiplier value to produce a projected settlement amount.
An insurance company has 15 days to settle a claim in Pennsylvania if you're making the claim to your own insurance company. If you're making the claim to another insurance company, they have 30 days to investigate and settle the claim. The insurance company has 10 days to acknowledge that you reported the accident.
The pain multiplier approach: This method determines pain and suffering damages by multiplying actual economic damages like medical expenses by a set number (the multiplier). The multiplier is usually between 1.5 and 5, with a higher multiplier for more serious injuries.
In practice, however, most lawsuits are settled during or after the discovery phase. This is particularly true when one party provides evidence that can swing the case in their favor. Generally speaking, this fact means that the majority of car accident cases are settled in around 12-18 months.
No Damage Caps in Pennsylvania Importantly, and unlike some other kinds of personal injury cases, lawsuits that stem from car accidents are typically not limited in the amount of money they can recover. This allows you to get as much money as you lost, even if it was in the millions of dollars, from the crash.