Pennsylvania Credit Cardholder's Report of Lost or Stolen Credit Card
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How to fill out Credit Cardholder's Report Of Lost Or Stolen Credit Card?
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Contact the FBI at (202) 324-3000, or online at .fbi.gov or tips.fbi.gov. Contact the Department of Health and Human Services, Office of the Inspector General at 1-800-HHS-TIPS, or online at .oig.hhs.gov .
Also, if an unauthorized charge to your ATM is reported to your bank statement, you are liable for the full amount unless you report the charge within 60 days of the date the statement is sent to you. In other words, report the loss/theft of your ATM card immediately.
The good news is, credit card companies are usually quick to reimburse you for fraudulent charges, and Rathner reassures you should get the money credited back to your account within days of reporting it. And if you've sent away for a new card, you can expect to get it in the mail within a few days.
Call ? or get on the mobile app ? and report the loss or theft to the bank or credit union that issued the card as soon as possible. Federal law says you're not responsible to pay for charges or withdrawals made without your permission if they happen after you report the loss.
When you lose your credit card, you can avoid an impact to your finances by reporting the card lost or missing immediately. In general, a lost or stolen credit card will have no impact on your credit score. In most cases, you will not be held responsible for charges on a lost or stolen card.
How to place: Contact any one of the three credit bureaus ? Equifax, Experian, and TransUnion. You don't have to contact all three. The credit bureau you contact must tell the other two to place a fraud alert on your credit report.
Call ? or get on the mobile app ? and report the loss or theft to the bank or credit union that issued the card as soon as possible. Federal law says you're not responsible to pay for charges or withdrawals made without your permission if they happen after you report the loss.
Once you report fraudulent charges and provide any necessary documentation, the bank has 30 days to respond to your issue and begin an investigation. From there, the bank has to complete the investigation within 90 days.
