Oregon Coverage for Interns under the Affordable Care Act
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How to fill out Coverage For Interns Under The Affordable Care Act?
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FAQ
You'll find the following protections for patients in the ACA California: Everyone in California has access to health insurance. Pre-existing health conditions cannot deny anyone health coverage or extra charges. Children can be listed on their parent's health plan until they are 26 years of age.
The Affordable Care Act's ?shared responsibility? provisions (also referred to as the "employer mandate" or "play or pay") generally require that ?applicable large employers? or ALEs (those with 50 or more full-time employees working at least 30 hours per week or their equivalents when adding together part-time hours) ...
Employers with 50 or more full-time and/or FTE employees must offer affordable/minimum value medical coverage to their full-time employees and their dependents up to the end of the month in which they turn age 26, or they may be subject to penalties.
Although bona fide internships and training programs are exempt from minimum wage and overtime requirements, civil rights protections still apply to interns. Make sure the terms of your internship are in writing before you start.
If you have fewer than 50 full time equivalents as an employer, you do not need to offer group health insurance. Before you breath a sign of relief, let's look at some reasons why you may WANT to offer health insurance to employees if under 50.
Most U.S. citizens and legal residents have to be enrolled in a health insurance plan that meets minimum essential coverage.
While small employers do not have to offer insurance, large employers with 50 or more full-time equivalent employees must offer health coverage or pay a penalty.
The answer is generally yes, but different conditions must be satisfied depending on whether the intern job classification results in an indirect service requirement. An employer may exclude certain job titles from participating in its 401(k) plan.
