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The Proof of Loss form is an official, notarized, sworn statement from the insured to the insurer concerning the scope of damage to their property. The insurance company uses this information as a basis for determining their liabilities for the property loss.
It is important to submit your Proof of Loss statement form as soon as possible but no later than any date that is specified inside your insurance coverage policy. Often, this is a maximum of 60 days after the incident that caused the insurance claim in the first place.
Generally, you must provide your insurer with a complete description of the loss, including: Date and time. Incident precipitating the loss (storm, flood, theft, etc.) Property involved in the loss.
A proof of loss form is evidence of any damages from an accident. Without this form, your insurer would not be able to process your claim. This would put repairs on hold, and prevent you from receiving accident benefits.
What is a Proof of Loss? A Sworn Statement in Proof of Loss outlines the basic details of your property damage claim and serves as a cover document for your supporting claim materials and documentation.
Filing a Proof of Loss is required under most insurance policies, including homeowners insurance, life insurance, and car insurance. Most insurance policies require that the policyholder provide a signed Proof of Loss within 60 days of the insurance company's request.
Proof of loss is a legal document that explains what's been damaged or stolen and how much money you're claiming. Your insurer may have you fill one out, depending on the loss. Homeowners, condo and renters insurance can typically help cover personal property.