A promissory note is a promise in writing made by one or more persons to another, signed by the maker, promising to pay at a definite time a sum of money to a specific person or to "bearer." The maker is the person who writes out and creates the note. A guaranty is a contract under which one person agrees to pay a debt or perform a duty if the other person who is bound to pay the debt or perform the duty fails to do so.
Joint and several liability refers to a shared responsibility for a debt or a judgment for negligence, in which each debtor or each judgment defendant is responsible for the entire amount of the debt or judgment. The person owed money can collect the entire amount from any of the debtors or defendants and not be limited to a share from each debtor.
Oregon Complaint Against Makers of Promissory Note and Personal Guarantors for Joint and Several Liability
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If you have a question about how or if you should file a complaint, you may contact the Board's Complaint Resource Staff. You may also call (971) 673-2702, or toll free at (877) 254-6263.
Enforcing Oregon consumer protection laws. The Unlawful Trade Practices Act prohibits many practices, most of them involving some form of deception or misrepresentation by the seller, and Attorney General is the primary enforcer of this law.
You may email Joni? Gilles or call her at (503) 947-5638. The complaint and appeals team serves as the principal investigators for Division 22, retaliation, and religious entanglement complaints. If you have questions about those types of complaints, please ?contact Mark Mayer.
Main DOJ Referral Line: 503-378-4400 General Information: From the Salem area: 503-373-7300. Toll-free in Oregon: 800-850-0228. From outside Oregon: 503-378-5667.
Contact Us Toll-Free: 1-877-877-9392, ? , Monday-Friday. Email: help@oregonconsumer.gov. Fill out the online Consumer Complaint Form »
The complaint must be received within 14 months from the date the contractor substantially completed the work.
Featured Consumer Hotline:1-877-877-9392. Search Complaints Database » Report a Do Not Call Violation. File a Complaint Online » Free Fraud Prevention Training. Oregon's Lemon Law.
File a complaint with government or consumer programs File a complaint with your local consumer protection office. Notify the Better Business Bureau (BBB) in your area about your problem. The BBB tries to resolve complaints against companies. If you think you may have experienced a scam, report it to the FTC.
