Oregon Guide for Identity Theft Victims Who Know Their Imposter
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Physical Theft: examples of this would be dumpster diving, mail theft, skimming, change of address, reshipping, government records, identity consolidation. Technology-Based: examples of this are phishing, pharming, DNS Cache Poisoning, wardriving, spyware, malware and viruses.
Use the ID Theft Affidavit Creditors may ask you to fill out fraud affidavits. The Federal Trade Commission's ID Theft Affidavit is accepted by the credit bureaus and by most major creditors. Send copies of the completed form to creditors where the thief opened accounts in your name.
To report identity theft, contact: The Federal Trade Commission (FTC) online at IdentityTheft.gov or call 1-877-438-4338. The three major credit reporting agencies. Ask them to place fraud alerts and a credit freeze on your accounts.
Unfortunately, in many reported identity theft cases co-workers, friends, employees, neighbors and family members see an opportunity to commit identity theft and take advantage.
Many thieves prey on their friends or family, committing financial or medical identity theft, Social Security or tax fraud. Take this case of a mother-in-law who used her son's identity to open six new credit card accounts. Not all thieves prey on personal relationships, but access is key.
To report identity theft, contact: The Federal Trade Commission (FTC) online at IdentityTheft.gov or call 1-877-438-4338. The three major credit reporting agencies. Ask them to place fraud alerts and a credit freeze on your accounts.
Who is Most Vulnerable to Identity Theft? Most Affected Groups. ... Seniors. ... Military Personnel. ... College Students. ... Policyholders who suspect they are victims of fraud should contact Farmers Alliance at 620-241-2200 to find out how they can work with a fraud specialist to help manage and protect their identity.
Tools/Resources for Victims Place a fraud alert on your credit report. Close out accounts that have been tampered with or opened fraudulently. Report the identity theft to the Federal Trade Commission. File a report with your local police department.
