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Identity theft has profound consequences for its victims. They can have their bank accounts wiped out, credit histories ruined, and jobs and valuable possessions taken away. Some victims have even been arrested for crimes they did not commit.
The victim themself is also less likely to notice that their identity has been stolen, because?even if they have one ? kids won't be primed to regularly check their bank account or credit report. Scams may go unnoticed for years.
A person commits the Class C felony of identity theft if the person, with the intent to deceive or defraud, obtains, possesses, transfers, creates, utters, or converts to the person's own use the personal identification of another person (ORS 165.800).
Child Identity Theft 101. We've defined identity theft as: ?the act in which a criminal illegally accesses and uses someone else's personal information in order to take over or open new accounts, receive tax and government benefits, or commit crimes under a false identity.?
The effects of child identity theft can be severe, including being denied a loan for major purchases such as buying a car or going to school due to bad credit. Identity theft may also prevent your child from getting a job or receiving government benefits such as healthcare or nutrition assistance.
Child identity theft occurs when someone uses your child's personally identifiable information (PII) to wrongfully get services or benefits, or to commit fraud. For example, anyone with access to just your child's SSN and name can: Open new bank or credit card accounts in their name.
Contact the Federal Trade Commission (FTC) to report the ID theft and get a recovery plan. Contact your local law enforcement and get a police report. Contact the fraud departments of companies where accounts were opened in your child's name.
In synthetic identity theft, criminals will create identities and attach a child's actual Social Security number to the profile. This allows them to obtain loans, file a false tax return, or apply for government benefits using the child's Social Security number.