Oregon Fee Discount Agreement is an agreement between a borrower and lender to reduce the amount of loan fees that the borrower pays. The agreement is used to reduce loan origination fees, processing fees, and other fees associated with obtaining a loan. The agreement is generally negotiated between the borrower and the lender prior to the loan closing. There are two main types of Oregon Fee Discount Agreement: an Origination Fee Discount Agreement and a Rate Reduction Agreement. Origination Fee Discount Agreement is an agreement between the borrower and the lender to reduce the amount of loan origination fees. This agreement is generally used to reduce the amount of loan origination fees associated with obtaining a loan. Rate Reduction Agreement is an agreement between the borrower and the lender to reduce the amount of interest charged on the loan. This agreement is generally used to reduce the rate of interest charged on the loan.