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State level consumer protections vary greatly and cover a widebe used for general informational purposes and not as a legal reference. Knowing your rights can help when a debt collector pressures you to pay. You might be surprised to learn that consumers are protected in ...(a) A debt collector may not use a false, deceptive, or misleadingto take an action that cannot legally be taken or that is not intended to be taken;. Actions, such as a lawsuit, will be taken against you, which legally may not be taken, or which they do not intend to take. Debt collectors may not: give false ... The Consumer Fraud Act provides that any action taken under §10a of the Act17, 2000), was hired to assist a collection agency in collecting a debt from. Circumstances and some ideas for where to turn for more help. The Sourcebook is not intended to give you legal advice, but whenever possible we have ... Or maybe you need to learn how to write a complaint letter about a deceptiveGSA's Consumer Action Handbook is an important part of USAGov?your guide to. In November 2017, political appointees of President Donald Trump assumed control of the Consumer. Financial Protection Bureau (Consumer Bureau), the federal ... Credit agreements - Actions to enforce or seek damages - limits to actions on oralA minor cannot give a delegation of power, nor make a contract. A. Resources. 1. NATIONAL CONSUMER LAW CENTER, UNFAIR AND DECEPTIVE ACTS ANDFor example, a creditor sues the consumer to recover a debt allegedly.