This office clause is a form dealing with compliance with legal requirements and insurance recommendations covering most all of the issues covered.
Ohio Clause Addressing Compliance with Legal Requirements and Insurance Recommendations
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State:
Multi-State
Control #:
US-OL13064
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Word;
PDF
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FAQ
Rule 3901-1-54 sets forth uniform minimum standards for the investigation and disposition of property and casualty claims arising under insurance contracts or certificates issued to residents of Ohio by defining procedures and practices which constitute unfair claims practices.
This rule is to regulate employee access to the confidential personal information that the department of insurance (department) keeps. This rule applies to both electronic records and records kept on paper.
Insurance companies in Ohio have 46 days to settle a claim after it is filed. Ohio insurance companies also have specific time frames in which they must acknowledge the claim and then decide whether to accept it, before paying out the final settlement.
(A)(1) No person may require as a condition precedent to the lending of money or the extension of credit, or any renewal thereof, that the person to whom such money or credit is extended or whose obligation a creditor is to acquire or finance, negotiate any policy or renewal thereof through a particular insurer or ...
Ohio law requires the insurance company to provide a "reasonable comparable match" between the new and old aluminum siding. If they can not provide a reasonable comparable match, the insurance company must replace all of the aluminum siding.
Section 3929.25 | Extent of liability under policy. A person, company, or association insuring any building or structure against loss or damage by fire or lightning shall have such building or structure examined by his or its agent, and a full description thereof made, and its insurable value fixed, by such agent.
(b) A copy of any notification or report of adverse financial condition filed with such other state is filed with the superintendent within the time specified in paragraph (J) of this rule.
(a) The policy insures employees for hospital, surgical, or major medical insurance on an expense incurred or service basis, other than for specified diseases or for accidental injuries only. (b) The policy is in effect and covers an eligible employee at the time the employee's employment is terminated.
