Ohio Sample Letter for Request for Credit Report of a Minor

State:
Multi-State
Control #:
US-00720-LTR
Format:
Word; 
Rich Text
Instant download

Description

This Sample Letter for Request for Credit Report for Minor form allows a minor or the minor's parent to request a credit report from any credit reporting agency in order to monitor and/or resolve any fraudulent activity by an identity thief.

[Your Name] [Your Address] [City, State, ZIP Code] [Email Address] [Phone Number] [Date] [Minor's Name] [Minor's Address] [City, State, ZIP Code] Subject: Request for Credit Report of a Minor — Consent Required under Ohio Law Dear [Minor's Name], I hope this letter finds you in good health and high spirits. I am writing to request a credit report for [Minor's Name] in accordance with Ohio laws governing the access to credit information of minors. As a concerned guardian/parent, I believe it is essential to monitor and safeguard [Minor's Name]'s financial activities and credit history to ensure their financial well-being. I kindly request you to provide me with a copy of [Minor's Name]'s credit report as soon as possible. Please note that Ohio Revised Code section 1349.19 requires to be written parental or guardian consent for obtaining the credit information of a minor. In compliance with this law, I, [Your Name], give my full consent for accessing [Minor's Name]'s credit information. To streamline the process, I have included the necessary information below: Minor's Information: Full Name: [Minor's Full Name] Date of Birth: [Minor's Date of Birth] Social Security Number: [Minor's SSN] Guardian/Parent Information: Full Name: [Your Full Name] Relationship to Minor: [Your Relationship] Contact Number: [Your Contact Number] Email Address: [Your Email Address] Enclosed with this letter, please find a photocopy of my government-issued identification card, serving as proof of my identification and legal guardianship. Kindly consider this as an attachment to support my request. In compliance with Ohio law, I understand that any credit report provided may only include information related to fraudulent activity or errors and may not contain detailed credit history. I acknowledge that this request is for monitoring purposes and does not constitute a credit application or initiation of an account or credit relationship for the minor. At your earliest convenience, please inform me of the procedure and any associated fees for obtaining the credit report of [Minor's Name]. If additional documentation or forms are necessary, please let me know, and I will promptly provide any requested information. Thank you for your attention to this matter. I appreciate your cooperation in ensuring the financial well-being of [Minor's Name]. Should you require any further information or have any questions, please do not hesitate to contact me at [Your Contact Number] or [Your Email Address]. I am looking forward to receiving a positive response and promptly obtaining the credit report for [Minor's Name]. Your cooperation and assistance are sincerely appreciated. Yours sincerely, [Your Name]

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FAQ

I am writing in regards to the above-referenced debt to inform you that I am disputing this debt. Please verify the debt as required by the Fair Debt Collection Practices Act. I am disputing this debt because I do not owe it. Because I am disputing this debt, you should not report it to the credit reporting agencies.

I am a victim of identity theft, and did not make the charge(s). I am requesting that the item(s) be blocked to correct my credit report. Enclosed are copies of (describe any enclosed documents) supporting my position. Please investigate this (these) matter(s) and block the disputed item(s) as soon as possible.

Your letter should clearly identify each item in your report you dispute, state the facts, explain why you dispute the information, and request that it be removed or corrected. You may want to enclose a copy of your credit report with the items in question circled.

You can request and review your free report through one of the following ways: Online: Visit AnnualCreditReport.com. Phone: Call (877) 322-8228. Mail: Download and complete the Annual Credit Report Request form.

What you need Full name. Social Insurance Number (optional) Date of birth. Current address. Previous address (if at current address less than two years) Name of the disputed item (from your credit report) Reason for your dispute (e.g., you have paid the account, etc.)

How to write this credit letter: Make your request. State the reasons for your request. State why you are a good credit risk. If possible, give credit references. Ask for an immediate response.

Sample Letter to Request a Credit Report Dear Sir or Madam: I would like to request a copy of my credit report file. I am providing the following information to obtain the report. Please contact me if you have any questions or need additional information.

Based on my otherwise spotless payment history, I would like to request that you apply a goodwill adjustment to remove the late payment mark from my credit report. Granting this request will help me improve my overall credit history and demonstrate my consistency as a creditworthy borrower.

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This Sample Letter for Request for Credit Report for Minor form allows a minor or the minor's parent to request a credit report from any credit reporting ... I am providing the following information to obtain the report. Please contact me if you have any questions or need additional information.I hope this Helps: Here's a sample letter to request a copy of your credit report: [Your Name] [Address] [City, State ZIP Code] [Date] [Credit Bureau Name] ... Send your request letter to the party that generated the credit report. This may be the creditor or a credit-reporting agency. Note that if a credit-reporting ... File a complaint with the CFPB. When you contact the credit reporting companies, provide the following information about the child: ... letters testamentary. Also ... Requesting a Minor's Credit Report, Fraud Alert or Security Freeze. Experian does not knowingly maintain credit information on minors in our database. How to use the template: 1. In the sample letter, fill in your personal information. Edit the information in [brackets] to address the specific inaccuracies ... Use the sample letter on the next page if you want to tell a credit bureau ... requesting confirmation from the credit bureau or pulling a new file for the youth. Jan 27, 2021 — The purpose of this procedure letter is to provide guidance to public children services agencies (PCSAs) and private child placing agencies ... How can I get a debt collector to stop contacting me? Federal law protects you against being harassed by debt collectors. Write the collector a letter asking ...

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Ohio Sample Letter for Request for Credit Report of a Minor