This lease rider form may be used when you are involved in a lease transaction, and have made the decision to utilize the form of Oil and Gas Lease presented to you by the Lessee, and you want to include additional provisions to that Lease form to address specific concerns you may have, or place limitations on the rights granted the Lessee in the “standard” lease form.
New York Reservation of Additional Interests in Production
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Multi-State
Control #:
US-OG-819
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Word;
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FAQ
An advertisement for a life insurance policy containing graded or modified benefits shall prominently display any limitation of benefits. If the premium is level and coverage decreases or increases with age or duration, that fact shall be commonly disclosed.
(a) In recommending an in-force transaction to a consumer, the producer, or the insurer where no producer is involved, shall act in the best interest of the consumer.
Reg 187 covers sales practices (suitability and best interest), disclosure, and documentation. It applies to a transaction or recommendation to purchase (or replace) an insurance or annuity contract issued or delivered in New York state.
In ance with Reg 187, you will be required to complete a one-time training course for life insurance or annuity business. This course will be required to be completed PRIOR to submitting business in the state of NY.
23) Question: Regulation 187 requires that an insurer's compensation program, when taken as a whole, does not incentivize non-best interest recommendations.
Reg 187 covers sales practices (suitability and best interest), disclosure, and documentation. It applies to a transaction or recommendation to purchase (or replace) an insurance or annuity contract issued or delivered in New York state.
New York Regulation 187 requires producers and insurers to implement a process ensuring they are acting only in the consumer's best interest, and not considering the financial interests of the producer or insurer, when recommending or servicing a policy issued in New York.
NY Regulation 187 requires significant insurer oversight obligations regarding training and supervision as well as necessary corrective action where appropriate. Producers have a duty to recommend products in the consumer's best interest and will be required to complete pre-sale training requirements.