New York Employee Benefit Plan Workform

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US-DD01108
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Employee Benefit Plan Workform
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FAQ

Employees of New York State receive generous vacation, personal, sick and family leave benefits,in addition to 12 paid holidays annually.

For the full retirement benefit, you must be 62 years old at retirement or, if you have 30 years of credited service, you may retire as early as age 55. With less than 30 years of service, you may retire as early as age 55, but you will receive a reduced benefit.

NYSHIP is the New York State Health Insurance Program a comprehensive health insurance program for New York State public employees comprising The Empire Plan and NYSHIP-approved Health Maintenance Organizations (HMOs).

SUNY participates in the New York State Health Insurance Program (NYSHIP). This program offers a PPO, known as the Empire Plan, and several different HMOs, varying by geographic region around the State.

Now, more than 55 years later, NYSHIP is one of the largest public employer health insurance programs in the nation, protecting over 1.2 million State and local government employees, retirees and their families. Over 800 local government employers offer NYSHIP.

FISCAL NOTE. --Pursuant to Legislative Law, Section 50: This bill (A5088-A) would provide a temporary retirement incentive during fiscal year 2021-2022.

NYSHIP provides primary coverage for active employees and their dependents, regardless of age or disability. Exceptions: Medicare is primary for domestic partners aged 65 or older or for an active employee or dependent of an active employee with end-stage renal disease (following a 30-month coordination period).

Everyone born in 1929 or later needs 40 credits to be eligible for Social Security retirement benefits. Since you can earn 4 credits per year, you need at least 10 years of work that subject to Social Security to become eligible for Social Security retirement benefits.

The average annual payout rose by 11% over the same timeframe: from $26,039 to $28,817. There was also growth in top pension earners. The number of state employees drawing a pension of $100,000 or more grew by 65%, from 3,817 to 6,292 over the four-year stretch, the records showed.

Tier 1 members may retire at any age with 35 years of service, or at age 55 with five or more years of service. Retirement may also occur at age 55 with less than five years of NYS service, if two years of NYS service are rendered after their current membership date and since they reached age 53.

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New York Employee Benefit Plan Workform