New York Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Using a Business Name Other Than the True Name of the Debt Collector's Business

State:
Multi-State
Control #:
US-DCPA-19.5BG
Format:
Word; 
Rich Text
Instant download

Description

Section 807 of the Fair Debt Collection Practices Act, 15 U.S.C. Section 1692e, provides, in part, as follows:


A debt collector may not use any false, deceptive, or misleading representation or means in connection with the collection of any debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section:


"(14) The use of any business, company, or organization name other than the true name of the debt collector's business, company, or organization."

Free preview
  • Preview Letter Informing  Debt Collector of False or Misleading Misrepresentations in Collection Activities - Using a Business Name Other Than the True Name of the Debt Collector's Business
  • Preview Letter Informing  Debt Collector of False or Misleading Misrepresentations in Collection Activities - Using a Business Name Other Than the True Name of the Debt Collector's Business

Related forms

form-preview
New York Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities

New York Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities

View this form
form-preview
New York Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Using False Representation or Deceptive Means to Collect a Debt

New York Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Using False Representation or Deceptive Means to Collect a Debt

View this form
form-preview
New York Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Falsely Representing or Implying that a Debt Collector Operates or is Employed by a Consumer Reporting Agency

New York Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Falsely Representing or Implying that a Debt Collector Operates or is Employed by a Consumer Reporting Agency

View this form
form-preview
New York Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Falsely Representing the Character, Amount, or Legal Status of any Debt

New York Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Falsely Representing the Character, Amount, or Legal Status of any Debt

View this form
form-preview
New York Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Falsely Representing Any Services Rendered or Compensation Which May be Lawfully Received by any Debt Collector for the Collection of a Debt

New York Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Falsely Representing Any Services Rendered or Compensation Which May be Lawfully Received by any Debt Collector for the Collection of a Debt

View this form

How to fill out Letter Informing Debt Collector Of False Or Misleading Misrepresentations In Collection Activities - Using A Business Name Other Than The True Name Of The Debt Collector's Business?

You possess the capability to dedicate hours online searching for the appropriate legal document template that satisfies the federal and state requirements you need.

US Legal Forms offers a vast array of legal forms that are reviewed by professionals.

You can obtain or print the New York Letter Notifying Debt Collector of Incorrect or Deceptive Representations in Collection Activities - Using a Business Name Different From the Actual Name of the Debt Collector's Business through my services.

Once you have located the template you want, click Buy now to proceed.

  1. If you already have a profile with US Legal Forms, you can Log In and click the Download button.
  2. Following this, you can complete, modify, print, or sign the New York Letter Notifying Debt Collector of Incorrect or Deceptive Representations in Collection Activities - Using a Business Name Different From the Actual Name of the Debt Collector's Business.
  3. Every legal document template you purchase belongs to you indefinitely.
  4. To obtain another copy of the acquired form, visit the My documents tab and click the corresponding button.
  5. If you are accessing the US Legal Forms site for the first time, follow these simple steps.
  6. First, confirm that you have chosen the correct document template for the area/city of your preference. Consult the form description to verify you have selected the right form.
  7. If available, use the Preview button to review the document template as well.
  8. To locate another version of the form, utilize the Search field to find the template that meets your requirements and needs.

Form popularity

FAQ

Your letter should: Ask the credit bureau to remove or correct the inaccurate or incomplete information. Include: your complete name and address....The credit bureaus also accept disputes online or by phone:Experian (888) 397-3742.Transunion (800) 916-8800.Equifax (866) 349-5191.

(1) The false representation or implication that the debt collector is vouched for, bonded by, or affiliated with the United States or any State, including the use of any badge, uniform, or facsimile thereof. (2) The false representation of -- (A) the character, amount, or legal status of any debt; or.

7 Most Common FDCPA ViolationsContinued attempts to collect debt not owed.Illegal or unethical communication tactics.Disclosure verification of debt.Taking or threatening illegal action.False statements or false representation.Improper contact or sharing of info.Excessive phone calls.

Under the Fair Credit Reporting Act (FCRA) (15 U.S.C. § 1681 and following), you may sue a credit reporting agency for negligent or willful noncompliance with the law within two years after you discover the harmful behavior or within five years after the harmful behavior occurs, whichever is sooner.

You can file your dispute through the credit bureaus' website, over the phone or by mail. The easiest and fastest way is to do it online. Whichever route you go, you will have to provide personal information, a description of the information that needs to be corrected, and documentation to back your claim.

To remove the collection account from your credit report early, you can ask a company for a goodwill deletion, but there's no guarantee you'll receive forgiveness. If you have a collection account on your report that's inaccurate or incomplete, dispute it with each credit bureau that lists it on your credit report.

Under the Fair Credit Reporting Act (FCRA) (15 U.S.C. § 1681 and following), you may sue a credit reporting agency for negligent or willful noncompliance with the law within two years after you discover the harmful behavior or within five years after the harmful behavior occurs, whichever is sooner.

Yes, you may be able to sue a debt collector or a debt collection agency if it engages in abusive, deceptive, or unfair behavior. A debt collector is generally someone who buys a debt from a creditor who, for whatever reason, has been unable to collect from a consumer.

Debt collectors are generally prohibited under federal law from using any false, deceptive, or misleading misrepresentation in collecting a debt. The federal law that prohibits this is called the Fair Debt Collection Practices Act (FDCPA).

Trusted and secure by over 3 million people of the world’s leading companies

New York Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Using a Business Name Other Than the True Name of the Debt Collector's Business