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The final rule governs certain activities by debt collectors,or threatening to bring a legal action against a consumer to collect a ... Many debt collectors working to collect debts from New York Cityaction that cannot legally be taken or that is not intended to be taken ...And not a debt collector, the attorneys filing the collection actions are debtto take any action "that is not intended to be taken"); 1692e(8). If you inform a collector that you have an attorney, the collector must contact the attorney rather than you. Can a consumer collection agency call you at work? State level consumer protections vary greatly and cover a wide range of topics, but 32 states, Puerto Rico, the U.S. Virgin Islands, ... By C Stueben · 2010 · Cited by 22 ? collection letter is false, misleading, or deceptive to the least sophisticated consumercannot legally be taken or that is not intended to be taken,". As a member of a learned profession, a lawyer should cultivate knowledge of the law beyond its use for clients, employ that knowledge in reform ... The terms 'debt' and 'debtor' are used in this guideline to include alleged debts and alleged debtors respectively (see the glossary in appendix C of this ... Collection Legally Debt Collector Take Collection Threatening Debt Take Contacting Letter Threatening Action Debt Collector Threatening Action Debt Legally ... By J Dreyer ? Fraudulent Use of a Shell Company. 68. Identity Theft. 70. Straw / Nominee Borrower. 72. Appendixes. Glossary. A. Mortgage Transaction Flow Charts.