New York Sample Letter for Erroneous Information on Credit Report

• Category: Letters - Nonlegal - Credit
• State: Multi-State
• Control #: US-0162LR
• Format: Word; Rich Text

Description

This form is a sample letter in Word format covering the subject matter of the title of the form.

New York Sample Letter for Erroneous Information on Credit Report Dear [Credit Bureau], I am writing to dispute inaccurate information that is listed on my credit report. As a resident of New York, I understand my rights under the Fair Credit Reporting Act (FCRA) and aim to rectify any errors or discrepancies. I kindly request your assistance in investigating and correcting these inaccuracies as soon as possible. Upon reviewing my credit report obtained from your bureau, I noticed the following erroneous information: 1. Incorrect Personal Information: — Address: [Incorrect address— - Name: [Incorrect name] — Date of Birth: [Incorrect DOB— - Social Security Number: [Incorrect SSN] 2. Inaccurate Account Details: — Creditor Name: [Creditor's Name— - Account Number: [Account Number] — Balance: [Incorrect balance— - Payment History: [Incorrect payment history] — Date of Last Activity: [Incorrect date] Please note that I have never lived at the aforementioned address, and the name, date of birth, and social security number mentioned do not belong to me. These errors have adversely affected my creditworthiness and overall financial profile. I urge you to immediately correct and remove this information from my credit report. Enclosed with this letter, please find supporting documents including copies of my driver's license, social security card, and a recent utility bill to verify my correct personal information. These documents serve as evidence of the inaccuracies on my credit report. Furthermore, I request a detailed investigation into the disputed account information, as it does not accurately reflect my financial history. I expect the credit bureau to contact the creditor mentioned above to verify the information's accuracy. Until this matter is resolved, I kindly request a temporary block be placed on the disputed account's information on my credit report. Under the FCRA, you are required to complete the investigation within 30 days of receiving this letter. Additionally, please provide me with a written explanation of the actions taken after the investigation and an updated copy of my credit report reflecting the corrections made. Should the investigation determine that the incorrect information has been updated or removed from my credit report, please ensure that this is communicated to all creditors who have received a copy of my report within the past six months as per the FCRA guidelines. I appreciate your prompt attention to this matter. Kindly acknowledge receipt of this letter within 15 days to keep me informed of the progress. Sincerely, [Your Name] [Your Address] [City, State, ZIP] [Your Phone Number] [Your Email Address] --- Different Types of New York Sample Letters for Erroneous Information on Credit Report: 1. New York Sample Letter for Erroneous Personal Information on Credit Report 2. New York Sample Letter for Inaccurate Account Balance on Credit Report 3. New York Sample Letter for Incorrect Payment History on Credit Report 4. New York Sample Letter for Erroneous Public Records on Credit Report 5. New York Sample Letter for Identity Theft or Fraudulent Accounts on Credit Report.