The New York Multiple Exception Affidavit is a legal document used to provide an exception to certain requirements of a real estate transaction. It is commonly used in cases where more than one party is involved in the transaction, such as when multiple mortgages are being taken out on a single property. It is signed by all parties involved in the transaction and is intended to protect their rights and interests. The New York Multiple Exception Affidavit can be divided into two types. The first type is the New York Multiple Exception Affidavit of Homestead, which provides an exception to the homestead law and allows multiple mortgages to be taken out on a single property. The second type is the New York Multiple Exception Affidavit of Taxation, which provides an exception to the taxation law and allows multiple mortgages to be taken out on a single property without a tax increase.