Nevada Checklists - Worker's Compensation Claims

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Workers' Compensation Laws are laws passed by state legislatures that compensate employees for work-related injuries or illnesses. Any employee injured on the job within the scope of his employment is entitled to workers' compensation benefits. This is true even if the employee was injured because of his own negligence or for failure to follow the instructions of his employer. Self inflicted injuries are not covered. Benefits include medical expenses, lost wages, and death benefits. Most employers have insurance to cover these benefits. If they don't have insurance, they still have to pay benefits.

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FAQ

6 Injured Employee's Request for Compensation (7/99)

The purpose of workers' compensation is to provide benefits to injured workers. It ensures workers who are injured at work have access to medical care and receive compensation to cover a portion of their lost wages while they are out of work, among other benefits.

Workers' comp waiting periods by state StateWaiting period to receive workers' compMontana32 hours or 4 days of lost wagesNebraska7 daysNevada5 consecutive days or 5 cumulative days within a 20-day periodNew Hampshire3 days48 more rows ?

Nevada is unique in that it caps payroll at $36,000 regardless of job classification or position. Sometimes out-of-state brokers and agents are unaware of this fact and end up over-charging insureds.

In Nevada it is required by law to provide workers' compensation coverage if you have one or more employees. Sole Proprietors and Partners are excluded from coverage by default, but may elect to include themselves for coverage. A Sole Proprietor having no employees may elect to include him or herself for coverage.

Workers' comp law in Nevada covers only injuries that happen while the employee is working. This means that employees cannot get workers' compensation for injuries that occur on a break or before they start work. Workers' compensation insurance covers one-time injuries and occupational diseases.

The answer is: A) The injury must have occurred while the employee was on the job. Workers' compensation is the payment to an employee for injuries which occurred on the job. Employers are required to provide regular income and other cash benefits for the hospitalization, medical, or surgical needs of the employee.

You must be an employee. Your employer must carry workers' comp insurance. You must have a work-related injury or illness. You must meet your state's deadlines for reporting the injury and filing a workers' comp claim.

The answer to this question is almost always ?yes.? Most employers are required by law to purchase workers compensation. In fact, every single U.S. state but Texas mandates that companies purchase workers compensation coverage.

Workers' compensation provides medical expenses, lost wages, and rehabilitation costs to employees who are injured or become ill ?in the course and scope? of their job. It also pays death benefits to families of employees who are killed on the job.

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Nevada Checklists - Worker's Compensation Claims