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Nevada's escrow process is similar to other states where an escrow agent, closing agent, or representative from a title company is used to complete the transaction.
Nevada Revised Statute 645A. 020 requires all escrow agencies operating in the state to obtain a license from the Department of Business and Industry, Division of Mortgage Lending.
The technical definition of an escrow is a transaction where one party engaged in the sale, transfer or lease of real or personal property with another person delivers a written instrument, money or other items of value to a neutral third person, called an escrow agent or escrow holder.
In the terminology of the escrow industry, all escrow agents performing escrow services in California are either ?licensed? or ?controlled? escrow companies. A ?licensed? escrow company, which is also known as an ?independent? escrow company, is licensed by the Department of Financial Protection and Innovation.
Any person who wishes to acquire an escrow agency or escrow agent license must file a written application with the Division of Mortgage Lending including all required documents and applicable fees. Instructions and forms are provided below. Nevada law requires each Escrow Agency branch office to be licensed.