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By JD Fish · Cited by 1 ? When the revival of time-barred debts is viewed as a quasi-contractual interaction, it meets the definition of common law unconscionability: by violating the ... The Bureau may also address concerns related to debt collection using itsNot only do consumers complain about debt collectors, but they also file ...Proposals is to set out a instead of the present and ascertainable legal debts, whether by creditors debt collection agencies, is not only creditor and debtor ... Know whether they are collecting a debt that is not ?out of statute.that debt collector extorted payments out of consumers by using false threats and ... (a) A debt collector may not use a false, deceptive, or misleading representation or means in connection with the collection of a debt. The Fair Debt Collection Practices Act (FDCPA),. 15 U.S.C. 1692 et seq., imposes various requirements on ?a debt collector in ... Some debt collectors will say or do anything to get people to pay them.Collection agencies cannot falsely claim that you have committed a crime or say ... NEW MEXICO LAW REVIEW debts may resurface to wreak havoc on consumers. Even if a consumer successfully defeats one zombie-debt collector, the process may ... a debt collector may not use any false, deceptive, or misleading representation or means in connection with the collection of a time-barred ... Further, Republic misrepresented that funds were not available, without disclosing that it was using collections to pay down the inventory loan.