1) Identity Theft Protection Guide;
2) Letter to Credit Card Issuer Regarding Replacement Card;
3) Letter to Creditor or Service Provider Regarding Receipt of Bills;
4) Letter to Remove Name from Mail Marketing Lists;
5) Letter to Credit Reporting Bureaus or Agencies to Prevent Identity Theft;
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In short, they do provide a benefit, but it's worth noting that nearly everything an identity theft protection service offers, you can do on your own.For many people though, it's worth the cost simply knowing someone else is watching out for their sensitive information.
Check your credit card statements and bank account. If you notice any suspicious activity, alert your bank or credit union right away. Run a credit report. U.S. citizens are entitled to a free one every 12 months. Monitor your finances closely.
Federal identity theft charges usually carry a maximum sentence of 15 years in federal prison, but ID theft cases often include additional charges that can add to prison time.
You may be able to have your identity theft charges dropped if: You didn't obtain use a person's information unlawfully If you did not obtain or use someone else's personal information unlawfully, you are not guilty of identity theft.
Aggravated identity theft is punishable by a mandatory minimum sentence of imprisonment for two years or by imprisonment for five years if it relates to a terrorism offense. At least thus far, the government has rarely prosecuted the five-year terrorism form of the offense.
If prosecuted as a misdemeanor, the maximum punishment for identity theft in California is a year in county jail and a $1,000 fine. As a felony, the penalty can be as high as three years in jail and a $10,000 fine.
And how much does it cost for identity theft protection? You might pay around $10 a month for the simple services and about $30 a month for a plan that offers several layers of identity protection.
Identity thieves can also obtain your personal information by stealing your wallet or purse. When this occurs, we recommend that you immediately contact credit card companies, bank, and credit bureaus to let them know of your situation.
Skimmer devices. Thieves can copy your credit card information using a hand held device called a skimmer. Dumpster diving. Printed documents that state private information should be shredded before being thrown away. Mail theft. Internet. Phishing. Pretext Calling. Shoulder Surfing. Card Verification Value Code Requests.
