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All Corporate Officers are automatically included under coverage and are not permitted to exclude themselves from a policy. New Jersey law is broader than the IRS with regard to the definition of an employer-employee relationship.
In summary, you can stay on workers' comp in New Jersey as follows: Temporary total disability ? maximum of 400 weeks. Permanent total disability ? potentially for life. Permanent partial disability ? maximum of 600 weeks, depending on injury (see chart)
Some states limit the length of time an injured worker can receive temporary benefits. This range can be three to seven years. That said, there is not usually a limit on permanent disability benefits. However, some states do stop weekly benefits when employees reach the age of 65.
In New Jersey, the ?going-and-coming? rule governs and generally states that compensable accidents occur at the place of employment. There are few exceptions to this rule which allow for an employee's off-site injury to be compensable, and they are extremely fact-specific.
You may file an appeal by writing to the division. Your written statement must include your name, Social Security number, address, and signature and faxed to 609-984-4138 or mailed to: Division of Temporary Disability Insurance, PO Box 387, Trenton, NJ 08625-0387.
This means that after you have undergone therapy and treatment for pain management, you must wait the 26 weeks after you receive a letter from your employer or the treating physician indicating that you are at your maximum medical improvement (MMI) before filing a claim.
How Long Do Workers' Comp Settlements Take? The short answer is, it depends. Claims that are not in dispute may be paid as soon as 30 to 60 days of filing, and in fact, where there is no dispute you may be entitled to interest if the payment is delayed beyond 60 days.
Within 26 weeks after the worker has reached maximum medical improvement or has returned to work, the insurance carrier or TPA must electronically file a second report, called a Subsequent Report of Injury, with the state.