Subject: Request to IRS for Refrainment from Offset against Tax Refund — New Jersey Residents Dear [IRS Contact], I am writing this letter to formally request your assistance in preventing the Internal Revenue Service (IRS) from offsetting my anticipated tax refund against any outstanding debts owed to state agencies in New Jersey. As a law-abiding taxpayer residing in the state of New Jersey, I have always fulfilled my tax obligations in a timely and responsible manner. However, due to unforeseen circumstances that have caused financial hardship, I am currently facing some outstanding debts to New Jersey state agencies. I kindly request that you consider the following points while evaluating my request: 1. Difficult Economic Situation: Please be aware that I am currently experiencing significant financial challenges, which have resulted in my inability to fully pay my debts to the state agencies. These challenges include [describe the reasons briefly, such as loss of employment, medical expenses, natural disasters, etc.]. 2. Consequences of Offset: If the IRS decides to offset my expected tax refund against my debts, it will exacerbate my financial hardships and compromise my ability to meet my personal and family responsibilities effectively. This action could hinder my efforts to stabilize my financial situation and satisfy my obligations to New Jersey agencies in the future. 3. Willingness to Resolve Debts: While I understand the importance of fulfilling my obligations, I want to emphasize my genuine intention to resolve my debts to New Jersey state agencies. I am actively taking steps to improve my financial circumstances and regain control over my obligations. The offsetting of my tax refund would significantly interfere with this process. 4. Explanation of Recovery Plan: Enclosed with this letter, you will find a detailed recovery plan that outlines my proposed strategies and timeline to repay the debts owed to the New Jersey state agencies. This plan demonstrates my sincere commitment to fulfill my obligations and regain my financial stability. Given the circumstances, I urge the IRS to grant my request and refrain from offsetting my upcoming tax refund against my debts to New Jersey state agencies. Doing so will provide me the necessary breathing room to implement my recovery plan successfully and gradually settle my debts independently. I understand that this request is subject to the IRS's discretion, but I kindly ask for a fair evaluation considering my sincere commitment to resolve the financial burden I am currently facing. Thank you for your time and consideration. If you require any additional information or documents to facilitate the evaluation process, please do not hesitate to contact me at [your contact information]. Your cooperation and understanding are deeply appreciated. Sincerely, [Your Name] [Your Address] [City, State, ZIP Code] [Email Address] [Phone Number] Sample Letter for Request to IRS to Refrain from Offset against Tax Refund Due to Economic Hardship Sample Letter for Request to IRS to Prevent Offset of Tax Refund against Debts owed to New Jersey State Agencies Sample Letter for Requesting IRS not to Offset Tax Refund for New Jersey Residents with Outstanding Debts Sample Letter for Request to IRS for Offsetting Suspension of Tax Refund in New Jersey