New Jersey Loan Guaranty Agreement
Description
How to fill out Loan Guaranty Agreement?
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FAQ
An FHA loan can stay in the underwriting stage anywhere from two to six weeks, depending on how many issues come up. If you get a superstar underwriter, your file might clear his desk in a week or less.
If not using the DPA, the first-time homebuyer requirement is waived. Property must be occupied as the Borrower's primary residence within 60 days of closing. Borrower(s) must have a FICO score of 620 or greater and meet debt-to-income requirements.
Property must be occupied as the Borrower's primary residence within 60 days of closing. Borrower must maintain occupancy for the life of the loan. Borrower(s) must meet credit score and debt-to-income requirements. The property must be located in the state of New Jersey.
New Jersey Down Payment Assistance Down payment assistance is available for first-time homebuyers who have qualified for a New Jersey Housing and Mortgage Finance Agency loan. Residents may qualify for up to $10,000 to use toward a down payment or closing costs. This is a five-year forgivable second mortgage.
Loan should be submitted a minimum of 10 Business Days from the time the loan will go to closing. Initial turn-around time from when the file is assigned to an Agency underwriter to an initial review notification can take up to 5 business days.
