New Jersey Complaint and Summons for Balance Due on Credit Card Account

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Multi-State
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US-03350BG
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Description

Filing a Complaint or Petition

Any complaint or petition for relief in a court must be filed within the statutory time limit (Statute of Limitations). These statutes vary from state to state. These statutes also vary depending on what your cause of action is. For example, in many states, the statute of limitations regarding a cause of action for breach of contract is three years, while the cause of action for an intentional tort, like slander, is one year.


A complaint is a general statement of the plaintiffs claim. The complaint must describe the actions that led to the claim of a violation (i.e., violation of rights). The claim can be for money damages. It could also be a claim for equitable remedies like specific performance (e.g., court forcing a party to abide by a contract) or an injunction (e.g., stopping a person from doing something). The complaint must establish jurisdiction of the court in which it is filed. For example, if the complain is filed in federal court, it must show diversity of citizenship or that a federal statutory or constitutional question is involved.


Service of Process

This generally involves attaching a copy of the complaint to a summons which is served on the defendant. The summons explains to the defendant what is going on and certain rights that that the defendant has. The summons explains:

o That the defendant is being sued;

o The name of the Court in which he is being sued;

o When he must file an answer; and

o The fact that a default judgment will be entered if no answer is filed.
The summons (or process) is delivered by an office of the court. In many state courts, this can be a deputy sheriff or a professional process server. Deputy Marshals or process servers are used in federal court. Constables are used in justice court of some states. In exceptional circumstances, when the defendant can not be found, service may be made by publication in a newspaper.


The summons must normally be served on the individual defendant. Some states allow service on a member of defendants household if the defendant is not available. A plaintiff must serve a corporate defendant by serving the registered agent or an appropriate officer of the corporation.

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FAQ

Writs for wage executions can last for 20 years, but other writs expire in two years. After two years, the debtor can choose to: Request a new writ of execution from the court by following the same procedures used the first time, allowing the special civil officer to keep trying to get the money; OR.

Summary: You have 35 days to respond to a debt collection lawsuit in New Jersey. To respond, you must draft and file a written Answer into your case. In your Answer, you should respond to each claim against you and assert your affirmative defenses.

Judgments are recorded as statewide liens upon request and payment of the applicable fee. Most judgments expire after 20 years; so a request for 21 years worth of judgments will result in a report that includes the entire active database.

The statute of limitations on debt in NJ is six years ing to Section 2A:14-1 of the state's laws. The statute of limitations applies to all kinds of debt. These include written, oral, promissory, or open. Once this period lapses, you cannot sue an individual or use force to try and recover the debt.

STEP 1: Fill out the appropriate Answer form (Form A or B) ... STEP 2: Pay the filing fee. ... STEP 3: Where to file the Answer. ... STEP 4: Check your completed form. ... STEP 5: Mail or deliver your package of completed papers to the court and the. STEP 6: You will get a court date for your trial.

If the money is not collected (liens) Request to have the judgment recorded as a lien against any real estate the debtor owns. Once the judgment is recorded in the Superior Court, the debtor cannot sell with clear title any real estate owned in New Jersey until the debt is paid.

After a default judgment has been entered in the court record, the Office of the Special Civil Part will mail you a postcard that shows the date and amount of the judgment entered by the court against the defendant.

A summons complaint is issued to a person charged with a minor crime (called a 'disorderly persons offense' in New Jersey). Summons complaints are generally issued upon arrest for shoplifting lesser amounts, minor drug charges, disorderly conduct, and simple assault (unless part of a domestic violence charge).

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New Jersey Complaint and Summons for Balance Due on Credit Card Account