Identity theft is a pervasive and fast-growing crime that affects millions of Americans each year. With this Identity Theft Protection Guide, you will learn how to effectively deal with creditors and government agencies after your identification is lost or stolen. This guide is designed to help clear your name, and reduce your time and expense in dealing with identity thieves. The information in this guide is essential to assist in remedying and protecting your credit, financial assets, and job opportunities, as well as preventing misuse of benefits, false arrests, and other fraudulent uses of your identification. Helpful tips on preventing identity theft, useful links, and more, are also included.
New Jersey Identity Theft Protection Guide
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How to fill out Identity Theft Protection Guide?
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Identity theft is a second-degree crime if the amount is $75,000 or more or there are five or more victims. A second-degree conviction can yield five to 10 years in prison and a fine of up to $150,000. Identity theft is a second-degree crime if false information is used to obtain a government document.
Hear this out loud PauseIt is the unlawful violation of an individual's right to the protection of his/her privacy. This illegitimate acquisition of your information can be performed in a variety of ways. Most commonly, identity theft includes stealing, misrepresenting or hijacking the identity of another person or business.
Hear this out loud PauseIdentity theft is a second-degree crime if the amount is $75,000 or more or there are five or more victims. A second-degree conviction can yield five to 10 years in prison and a fine of up to $150,000. Identity theft is a second-degree crime if false information is used to obtain a government document.
Hear this out loud PauseYou face up to 18 months in prison for fourth degree identity theft. The period of imprisonment is up to 5 years for third degree identity theft. The presumptive sentence is 3-5 years.
Contact your police department, report the crime and obtain a police report. Decide whether you want to place a security freeze on your credit report.
Call the Federal Trade Commission (FTC) Hotline to obtain its ID Theft Affidavit at 1-877-IDTHEFT. Or, send an electronic complaint to the FTC (The information you provide is up to you.
Shred receipts, credit offers, loan and credit applications, insurance forms, bank statements, and similar documents when you no longer need them. A ?cross cut? shredder is best for this. Use different and strong passwords for each of your accounts ? and then safeguard them.
If you think you have been a victim of identity theft, there are a few things you should do: Record. Keep a record of all interactions, correspondence and what was said. Contact police. Contact your local police and file a police report. Fill out an Identity Theft Statement. ... Contact ID theft services.
Here are steps to take if your identity is stolen: Notify the company or agency that issued your stolen credentials. Put a freeze or fraud alert on your credit. Report the theft to the Federal Trade Commission.
Hear this out loud PausePenalties for theft in New Jersey depend on the type of theft, the value of the property, whether any other offenses were committed, and the defendant's record. Sentences range from up to 6 months in jail for theft of property worth under $200 to up to 10 years for property worth $75,000 or more.