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In New Jersey, the statute of limitations for personal injuries is two years, while injury to personal property has a six-year statute of limitations. Sometimes it's not possible until much later to know that an injury has occurred or to discover what caused an injury.
New Jersey law does not prohibit subrogation of PIP benefits paid for an out-of-state accident.
Generally there is only one liable party: the driver who caused the accident. However, liability for the accident may extend to one or more additional parties in certain circumstances. For this reason, it is crucial to find out not only who was driving the vehicle at the time of the accident but also who owns the car.
If you permit another driver to use your car, and an accident occurs, you have to file a claim with your own insurance company. Your policy covers the majority of medical bills, property damages, and other expenses. However, if losses reach a certain threshold, you can make a claim against the at-fault driver.
In New Jersey, the statute of limitations for personal injury cases gives an injured person two years to go to court and file a lawsuit against the person or entity responsible for the harm. The "clock" usually starts on the day of the accident that caused the injury.
We often hear from people curious to know if it's too late to claim compensation for serious injuries that happened several years ago. The law is very clear on this. Section 11 of the Limitation Act 1980 states the time limit for a personal injury claim (called the limitation period) is 3 years.
If you let someone borrow your car and they cause an accident in New Jersey, bodily injury liability insurance pays for injuries to the other driver and their passengers. Property damage liability insurance will pay for damage to the other driver's car.
In most cases, the driver of a vehicle who causes a car accident is responsible for any damages caused by the crash. However, that is not always the case. If the driver of the vehicle is not the owner of the vehicle, you could have a claim for damages against more than one individual.
New Jersey's so-called deemer statute, N.J.S.A. - 1.4, ensures that New Jersey residents injured as a result of an accident with an out-of-state vehicle will have recourse to policies of insurance that are at least as broad as the presumptive minimal limits of a New Jersey insurance policy.
In other words, accident victims will have the ability to seek financial damages from the employer, not just the employee. In all but one U.S. state, the law generally holds a vehicle owner vicariously liable for the negligent actions of a driver only when the driver is an agent or employee of the owner.