New Jersey Order On Reaffirmation Agreement is a legal document used to reaffirm an existing debt agreement. It is used to reaffirm the terms and conditions of a loan, credit card, or other obligation in which the debtor agrees to pay the creditor the full amount. This document is usually used in bankruptcy proceedings and is used to reaffirm the debt after a bankruptcy has been discharged. There are two types of New Jersey Order On Reaffirmation Agreements: voluntary and involuntary. A voluntary reaffirmation agreement is an agreement between the debtor and the creditor in which the debtor agrees to pay the full amount of the debt and the creditor agrees to not seek any further payments or collection activities. An involuntary reaffirmation agreement is an agreement between the debtor and the creditor in which the creditor agrees to accept a lesser amount in order to satisfy the debt.