New Hampshire Clause Addressing Compliance with Legal Requirements and Insurance Recommendations

State:
Multi-State
Control #:
US-OL13064
Format:
Word; 
PDF
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Description

This office clause is a form dealing with compliance with legal requirements and insurance recommendations covering most all of the issues covered.

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FAQ

New Hampshire Auto Insurance Law The state's "live free or die" motto is reflected in its auto laws. Unlike almost all other states, New Hampshire does not require auto insurance for all drivers. However, the state does require drivers to cover costs of bodily injury and property damage for an accident they cause.

Under the New Hampshire Motor Vehicle Financial Responsibility Law, the person who was at fault for causing the car accident is also responsible for any resulting harm (from a practical standpoint, if the driver has liability insurance, the insurance company will absorb these losses, up to policy limits).

If you buy auto insurance in New Hampshire, the minimum limits available for Liability Coverage are 25/50/25, meaning $25,000 per person for bodily injury, up to $50,000 if 2 or more persons are hurt, and up to $25,000 for property damage. Liability Coverage does not pay to repair damage to your own vehicle.

The average car insurance cost in New Hampshire is $1,307 per year, based on Insure.com's analysis. In New Hampshire, the average premium for car insurance is $109 per month. USAA has the cheapest car insurance rates in New Hampshire, at an average annual rate of $735 a year.

No, New Hampshire is not a no-fault state for auto insurance. New Hampshire is an "at-fault" or "tort" state, which means the person who is at fault for a car accident is responsible for paying for other people's injuries and property damage resulting from the accident.

New Hampshire is one of ten states that allow you to register a newly-purchased car without insurance. If you get insurance in New Hampshire, you are required to have $25,000 in bodily injury liability coverage per person, up to $50,000 per accident, along with $25,000 in liability coverage for property damage.

New Hampshire Auto Insurance Law The state's "live free or die" motto is reflected in its auto laws. Unlike almost all other states, New Hampshire does not require auto insurance for all drivers. However, the state does require drivers to cover costs of bodily injury and property damage for an accident they cause.

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New Hampshire Clause Addressing Compliance with Legal Requirements and Insurance Recommendations