New Hampshire Order Confirming Chapter 13 Plan — B 230B is a legal document used in the state of New Hampshire to formally approve and ratify a Chapter 13 repayment plan. This plan allows individuals to reorganize their debts and establish a feasible repayment schedule under the supervision of the bankruptcy court. In New Hampshire, there are no different types of Order Confirming Chapter 13 Plan — B 230B. It is a standard form used to confirm a debtor's proposed repayment plan and ensure compliance with the bankruptcy laws and regulations. This order serves as a crucial step in the Chapter 13 bankruptcy process, as it solidifies the terms of the proposed plan and sets the stage for the debtor's financial rehabilitation. To obtain this order, the debtor must submit a comprehensive repayment plan detailing their income, expenses, and proposed payment schedule. The New Hampshire Order Confirming Chapter 13 Plan — B 230B contains essential sections that address various aspects of the repayment plan: 1. Debtor Information: This section includes the name, address, and contact information of the individual filing for Chapter 13 bankruptcy. 2. Creditor Information: Here, the order lists all creditors involved in the case, their contact details, and the amounts owed to each creditor. 3. Payment Schedule: The order specifies the proposed payment schedule, including the frequency and amount of payments to be made towards the repayment plan. 4. Terms and Conditions: This section outlines the conditions and requirements that the debtor must adhere to throughout the repayment period. It includes obligations such as timely payment submission, reporting any changes in income or expenses, and complying with court orders. 5. Confirmation Hearing: The order confirms the date and time of a hearing where the bankruptcy court will review and evaluate the proposed repayment plan. This hearing allows creditors to voice any objections or concerns regarding the plan. 6. Modification and Termination: The order may grant the debtor the ability to seek modifications to the plan under specific circumstances, such as changes in financial circumstances. It may also outline the conditions under which the plan can be terminated or converted to another form of bankruptcy. Overall, the New Hampshire Order Confirming Chapter 13 Plan — B 230B is a pivotal document that establishes a debtor's repayment plan, ensuring fair treatment of creditors and offering individuals a means to regain control of their financial situation.
New Hampshire Order Confirming Chapter 13 Plan - B 230B
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If the court confirms the plan, the chapter 13 trustee will distribute funds received under the plan "as soon as is practicable." 11 U.S.C. § 1326(a)(2). If the court declines to confirm the plan, the debtor may file a modified plan.
For most creditors the objection is about whether or not they are being treated correctly under the law. For the trustee the objection is usually about how a class of creditors is being treated and whether the plan complies with the requirements of the law on the whole.
The chapter 13 trustee may file an objection to the confirmation of an amended plan no later than fourteen (14) days from the date the amended plan is filed or five (5) days before the date set for the first confirmation hearing, whichever is earlier.
Any Chapter 13 debtor who receives an objection to confirmation should first take a deep breath and relax. Then, they should pick up the phone and call their bankruptcy attorney and ask for an explanation of the objections. In the vast majority of cases, the objections can easily be fixed.
Case Closure at Trustee's Office After receiving all required payments under the plan (including any tax refunds owed) and completing an audit to determine that all amounts owed were received, the Chapter 13 Trustee will file a Certificate of Final Payment with the Bankruptcy Court.
If the court declines to confirm the plan or the modified plan and instead dismisses the case, the court may authorize the trustee to keep some funds for costs, but the trustee must return all remaining funds to the debtor (other than funds already disbursed or due to creditors).