Subject: Urgent Priority Issue — Sample Letter for Addressing Bankruptcy in New Hampshire Dear [Bankruptcy Trustee/Attorney/Recipient's Name], I hope this letter finds you well. I am writing to address a priority issue regarding my bankruptcy case in the state of New Hampshire. As per my ongoing financial challenges, I seek your immediate attention and assistance to resolve the following concerns: 1. Delays in the Discharge of Debts: I have noticed a significant delay in the discharge of my debts, even after adhering to all the necessary procedures and fulfilling my obligations as required by the bankruptcy court. This delay is causing undue distress and preventing me from achieving a fresh financial start. I kindly request an update on the status of my case and any potential steps I can take to expedite the process. 2. Incorrect Creditor Listings: Upon reviewing my bankruptcy documentation, I noticed several discrepancies and potential inaccuracies in the listing of my creditors. It is of utmost importance to rectify these errors promptly to ensure that all debt obligations are addressed correctly during this bankruptcy process. I would appreciate your immediate attention to this matter and your guidance on how I can initiate the necessary corrections. 3. Potential Asset Misclassification: While working on my bankruptcy filing, I believe there might have been a misclassification or oversight in listing certain assets. I request your thorough review of the listed assets and liabilities to ensure their accuracy in compliance with the applicable New Hampshire bankruptcy laws. Proper classification of assets is crucial for a fair distribution among creditors and a successful resolution to my bankruptcy case. 4. Release of Lien: In the context of my bankruptcy proceedings, I recently became aware that a certain lien on my property has not been released by a creditor. This oversight is causing potential complications and hindering my efforts to reestablish financial stability. I kindly ask for your intervention in ensuring the timely release of this lien, as it is a vital step towards securing a fresh start and rebuilding my financial foundation. I understand the complexities involved in bankruptcy cases and greatly appreciate your assistance in addressing these priority issues. Furthermore, I genuinely believe that with your guidance and expertise, we can navigate through these challenges successfully. Please let me know if any additional information or documentation is needed from my end to expedite the resolution of these matters. I kindly request your prompt response and look forward to working towards a satisfactory resolution. Thank you for your attention to this important matter and for your continuing support throughout this process. Sincerely, [Your Full Name] [Your Address] [City, State, ZIP] [Phone Number] [Email Address]
New Hampshire Sample Letter for Priority Issue in Bankruptcy
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How to fill out New Hampshire Sample Letter For Priority Issue In Bankruptcy?
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Chapter 13 is essentially a consolidation loan in which you make a monthly payment to a court-appointed trustee, who then distributes the money to creditors. Creditors are not allowed to have any direct contact with you and must go through the trustee instead. You can keep your property and gain time to pay off debts.
The discharge releases the debtor from all debts provided for by the plan or disallowed (under section 502), with limited exceptions. Creditors provided for in full or in part under the chapter 13 plan may no longer initiate or continue any legal or other action against the debtor to collect the discharged obligations.
Whether it's a Chapter 13 or 7 or 11, no bankruptcy filing eliminates all debts. Child support and alimony payments aren't dischargeable, nor are student loans and most taxes.
Key Elements to Include in the Letter It should include the name and contact information of the debtor, the date of the filing, the court where the bankruptcy was filed, the case number, and the type of bankruptcy filed. It should also provide information about the bankruptcy trustee and the meeting of creditors.
It's a Long Term Commitment ? Filing Chapter 13 bankruptcy requires you to make a long-term commitment to the process. Tough To Get Credit or a Mortgage for 7 Years ? Other impacts include the inability to get credit cards at a good rate, and filing Chapter 13 makes it tough to get a mortgage.
In Chapter 13 bankruptcy, you must devote all of your "disposable income" to the repayment of your debts over the life of your Chapter 13 plan. Your disposable income first goes to your secured and priority creditors. Your unsecured creditors share any remaining amount.
A Chapter 13 petition for bankruptcy will likely necessitate a $500 to $600 monthly payment, especially for debtors paying at least one automobile through the payment plan. However, since the bankruptcy court will consider a large number of factors, this estimate could vary greatly.
Whether the trustee can take money you receive after filing your case depends on whether you were entitled to the money at the time your case was filed and how it was listed on your forms, if at all.
