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Can a Debt Collector Collect After 10 Years? In most cases, the statute of limitations for a debt will have passed after 10 years. This means a debt collector may still attempt to pursue it (and you technically do still owe it), but they can't typically take legal action against you.
Statute of limitations on debt for all states StateWrittenOralCalifornia4 years2Colorado6 years6Connecticut6 years3Delaware3 years346 more rows ?
In New Hampshire, the statute of limitations period for most types of debt is three years. That said, the statute of limitations period in New Hampshire for auto loan debt is four years, for credit card debt is three years, for medical debt is six years, and for mortgage debt is twenty years.
Keep in mind that making a partial payment or acknowledging you owe an old debt, even after the statute of limitations expired, may restart the time period. It may also be affected by terms in the contract with the creditor or if you moved to a state where the laws differ.
Unpaid credit card debt doesn't go away after seven years, but it's possible that no one can make you pay it. Debt is legally yours forever, but state laws on collecting debt limit what creditors can legally do.
Plaintiff Awarded Judgment (after hearing, by default, confessed by Defendant) Plaintiff files Motion for Periodic Payments along with filing fee. Court schedules for payment hearing and forwards notice for service upon Defendant directly to Plaintiff. Court conducts payment hearing.
NEW HAMPSHIRE Actions of debt upon judgments must be brought within 20 years. N.H. Rev. Stat.
In New Hampshire, creditors can garnish the lesser of: 25% of your weekly disposable income, or. The amount that your weekly earnings exceed 30 times the federal minimum wage. This is currently $7.25/hour, and 30 times that is $217.50.