New Hampshire Prepayment Agreement
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How to fill out Prepayment Agreement?
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FAQ
New Hampshire does not have a law that protects consumers by providing a rescission period on all retail purchases.
A. The Basic Rate: The California Constitution allows parties to contract for interest on a loan primarily for personal, family or household purposes at a rate not exceeding 10% per year. Note that as with all other percentages we are listing, this percentage is based on the unpaid balance.
FindLaw Newsletters Stay up-to-date with how the law affects your life Legal Maximum Rate of Interest10% unless differently stipulated in writing (§3)Penalty for Usury (Unlawful Interest Rate)-2 more rows
FindLaw Newsletters Stay up-to-date with how the law affects your life Legal Maximum Rate of Interest10% unless differently stipulated in writing (§3)Penalty for Usury (Unlawful Interest Rate)-2 more rows
The California Constitution prohibits loans that are made primarily for personal, family or household purposes from having interest rates above 10% per year. This is California's general usury law.
There is no federal regulation on the maximum interest rate that your issuer can charge you, though each state has its own approach to limiting interest rates. State usury laws often dictate the highest interest rate that can be charged on loans, but these often don't apply to credit card loans.
New Hampshire's principal consumer protection law is called "Regulation of Business Practices for Consumer Protection" but it is commonly known as the "Consumer Protection Act." The Consumer Protection Act is patterned after the Federal Trade Commission Act and, like its federal counterpart, the New Hampshire law ...
(See RSA 358-A, which should be available at your local public library or online) The New Hampshire Consumer Protection Act and the Federal Trade Commission Act, which served as the model for our state law, prohibit the use of any unfair or deceptive act or practice or any unfair method of competition in trade or ...