Nebraska Employee Retirement Agreement
Description
How to fill out Employee Retirement Agreement?
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FAQ
The full retirement age is 66 if you were born from 1943 to 1954. The full retirement age increases gradually if you were born from 1955 to 1960 until it reaches 67. For anyone born 1960 or later, full retirement benefits are payable at age 67.
Social Security retirement benefits may be commenced as early as age 62 although monthly benefit payments will be reduced. Social Security benefits may also be delayed until age 70 which will increase the monthly benefit payment amount.
The ?full retirement age? is 65 for people who were born before 1938. But because of longer life expectancies, the Social Security law was changed to gradually increase the full retirement age until it reaches age 67. This change affects people born in 1938 and later.
The 1983 Amendments phased in a gradual increase in the age for collecting full Social Security retirement benefits. The retirement age will increase from 65 to 67 over a 22-year period, with an 11-year hiatus at which the retirement age will remain at 66.
The state (employer) matches your contributions at the rate of 156%. Both employee and employer contributions are made on a ?pre-tax? basis. To be eligible to receive the employer matching contributions at termination or retirement, you must be vested (see ?Vesting/Vesting Credit?).
Your contributions will help ensure the pension remains funded once you reach normal retirement age. In Nebraska, you're eligible to receive benefits under the following circumstances: At age 65 with at least five years of service. At age 55 with at least 30 years of service (Rule of 85)
The earliest age at which most people can take Social Security retirement benefits is typically 62, but those payments are normally reduced because people usually aren't entitled to 100% of their benefits until 67. People who wait until 70 to retire can receive 124% of their benefits.
You may retire at: Age 60, with 8 years of service credit. Any age, when your age (years & whole months) plus years of service credit (years & whole months) equal 85 years (1020 months) (Rule of 85).
