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010.01(B) When a loss requires replacement of items and the replacement items do not reasonably match in quality, color or size, the insurer shall replace all items in the area so as to conform to a reasonably uniform appearance.
Further, although Nebraska law has a five-year statute of limitations for contracts, Nebraska's limitation was not found to prohibit contractual limitation periods arising from policies issued in other states, just those policies issued in Nebraska.
Stat. § 44-2012. An insured seeking damages for a bad faith settlement of a first-party insurance claim must prove the insurer had no reasonable basis for denying the claim and that the insurer knew of, or recklessly disregarded, the lack of reasonable basis for the denial.
If this has happened to you, you may be able to recover your damages from your insurer through a bad faith lawsuit. In a successful insurance bad faith lawsuit, you could receive compensation for the losses you suffered as well as recover your attorney fees.
Nebraska Administrative Code 210-60-007. 15 Days ? Your insurer must advise you of the acceptance or denial of the claim within 15 days after receipt by the insurer of properly executed proofs of loss.