North Dakota Workers' Compensation Clearance Document
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FAQ
North Dakota employers are required to provide workers' compensation insurance to their employees. This policy covers the cost of medical treatment and partial lost wages for employees who are injured on the job.
Montana requires every employer to provide their employees with workers' compensation insurance. This policy covers the cost of an injured worker's medical treatment.
Some states however prohibit the sale of workers compensation by private insurers and, instead, require employers to purchase coverage from a government-operated fund. North Dakota, Ohio, Wyoming, and Washington are the four states with this specific requirement and are referred to as monopolistic states.
North Dakota law requires businesses (with limited exceptions) to have workers' compensation insurance prior to hiring their first employee. Workers' compensation insurance is meant to protect both your company and your employees. To receive the latest employer newsletter, subscribe to our Employer InSite .
North Dakota is one of four states that uses a monopolistic state fund to provide workers' compensation insurance to employers. This means there is no private insurance marketplace in the state.
North Dakota's Workers' Compensation law, with limited exceptions, requires all employers to insure all employees including full-time, part-time, seasonal, and occasional workers before employees begin working. It is unlawful to deduct any portion of the premium from wages or salary of any employee.
Coverage can be obtained directly from WSI. The online application is a timesaving way to apply for workers' compensation insurance coverage online. Employers may also download the ND Application, complete it, and either fax it to 701-328-3750 or mail it to directly to WSI.
