North Dakota Consent to Discuss Consumer's File in Presence of Third Person

State:
Multi-State
Control #:
US-01408BG
Format:
Word; 
Rich Text
Instant download

Description

The Fair Credit Reporting Act provides that the consumer, in obtaining disclosure of information in the consumer's file from a consumer reporting agency personally, is permitted to be accompanied by one other person of the consumer's choosing, which person must provide reasonable identification. The act further provides that the consumer reporting agency may require the consumer to furnish a written statement granting permission to the consumer reporting agency to discuss the consumer's file in such person's presence.

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FAQ

Anyone has the right to access and obtain copies of a public entity's records, regardless of where they live. A request must reasonably identify specific records. The request can be made by any available medium ? such as phone, email, mail ? or in person, and does not have to be in writing.

Businesses that sell personal information are subject to the CCPA's requirement to provide a clear and conspicuous ?Do Not Sell or Share My Personal Information? link on their website that allows you to submit an opt-out request.

North Dakota has ?sunshine laws,? which make all government records and meetings open to the public unless a specific law authorizes a record to be withheld or a meeting to be closed.

Anyone has the right to access and obtain copies of a public entity's records, regardless of where they live. A request must reasonably identify specific records. The request can be made by any available medium ? such as phone, email, mail ? or in person, and does not have to be in writing.

There is a general agreement among North Dakota lawmakers to pass privacy legislation that gives consumers the right to know how data is used, collected, and shared; delete personal information; and opt out of the sharing of personal data that does not have a legitimate purpose.

All public records and meetings shall be presumed open, unless an exemption is properly invoked. The provisions of this chapter shall be liberally construed to promote an increased awareness by all persons of governmental activities and afford every opportunity to citizens to witness the operations of government.

The South Dakota Sunshine Law is a series of laws designed to guarantee that public has access to public records of governmental bodies. Public records are defined as all records kept by public bodies in South Dakota, no matter the physical form.

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North Dakota Consent to Discuss Consumer's File in Presence of Third Person