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Being charged with identity theft or fraud is a serious crime. A conviction can lead to large fines and years in prison.
If your child's identity has been stolen, here are some steps you can take: Contact the Federal Trade Commission (FTC) to report the ID theft and get a recovery plan. Contact your local law enforcement and get a police report. Contact the fraud departments of companies where accounts were opened in your child's name.
Contact your police department, report the crime and obtain a police report. Decide whether you want to place a security freeze on your credit report.
Contact the Internal Revenue Service (IRS) at 1-800-908-4490 or visit them online, if you believe someone is using your SSN to work, get your tax refund, or other abuses involving taxes. Order free credit reports annually from the three major credit bureaus (Equifax, Experian, and TransUnion).
Tools/Resources for Victims Place a fraud alert on your credit report. Close out accounts that have been tampered with or opened fraudulently. Report the identity theft to the Federal Trade Commission. File a report with your local police department.
There are five steps you should take right away if someone steals your identity: See if you have identity theft insurance. Contact the relevant companies. Report the theft to the FTC and the police. Add a fraud alert to your credit reports. Freeze your consumer reports.
Contact the three credit bureaus. You can find out if your child may be a victim of identity theft by contacting the three major credit bureaus.
Consumers can report identity theft at IdentityTheft.gov, the federal government's one-stop resource to help people report and recover from identity theft. The site provides step-by-step advice and helpful resources like easy-to-print checklists and sample letters.