Petitioner states that he/she did not receive a Notice of Intended Foreclosure prior to the foreclosure sale. Petitioner also requests that the foreclosure deed not be recorded or the sale concluded based on a failure to provide adequate notice.
North Carolina Letter to Foreclosure Attorney - After Foreclosure - Did not Receive Notice of
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FAQ
You will receive a Notice of Foreclosure Sale (similar to the Notice of Foreclosure Hearing) that includes the date, time and place of the sale, which must be set at least 20 days after the hearing. The Notice of Foreclosure Sale will be published in the newspaper for two weeks as well.
Your Rights under North Carolina Law If you rent a house or an apartment in a complex that has fewer than 15 units, state law allows you to end your lease anytime between 10 and 90 days after the foreclosure sale without paying early termination fees if you give your landlord written notice.
In North Carolina, the foreclosure process typically takes around 120 days from the date the first payment is missed to when the property is sold at a foreclosure sale. The timeline may vary depending on several factors, including: The lender's policies and procedures.
While many states say that sales are final, you are given a short period in which you can redeem your home under North Carolina law. This period lasts for just ten days after the home is sold.
In North Carolina, the foreclosure process typically takes around 120 days from the date the first payment is missed to when the property is sold at a foreclosure sale. The timeline may vary depending on several factors, including: The lender's policies and procedures.
The lender also must send a notice of default, which includes a detailed statement of amounts due along with a daily interest charge (based on the contract rate as of the date of the statement), to the borrower within 30 days of the date of the notice of hearing. (N.C. Gen. Stat.
At the hearing, the court will consider certain issues, like whether the debt is valid and the foreclosing party is the holder of the debt, if the homeowner is actually in default, whether foreclosure is allowed under the deed of trust, and whether proper notice was given. (N.C. Gen. Stat. § 45-21.16(7)(d)).
