This form is a generic affidavit that may be referred to when preparing an affidavit regarding the loss of a deed. This form is a generic example that may be referred to when preparing such a form for your particular state. It is for illustrative purposes only. Local laws should be consulted to determine any specific requirements for such a form in a particular jurisdiction.
North Carolina Lost Deed Affidavit
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FAQ
The lender has a right to ?re-establish? the note legally as long as it has not sold or transferred the note to another party. States have different requirements for what is necessary to enforce payment under a note that has been lost, depending on whether the state has adopted the 2002 amendment to U.C.C. § 3-309.
A collection of the lender's promises to the borrower, which collectively form the ?indemnity.? The lender is here promising to release all claims that it might have against the borrower relating to the original note. This is another way of saying the original note will no longer be a valid instrument.
Your lender will keep the original promissory note until your loan is paid off.
§ 47-36.1. Notice of errors in recorded instruments of title. (a) Notwithstanding G.S. 47-14 and G.S. 47-17, notice of a nonmaterial typographical or other minor error in a deed or other instrument recorded with the register of deeds may be given by recording a corrective notice affidavit.
What Is Affidavit of Loss? An affidavit of loss is a document declaring the loss of a security usually through theft or destruction. The affidavit contains all the details regarding the loss, such as the owner's name and any information pertaining to the security.
An Affidavit of Lost Note is a legal document that can be used to confirm under oath that a Promissory Note or other lending document has been lost.
