North Carolina Chapter 13 Summary Plan-cases are bankruptcy filings initiated by debtors who seek protection from creditors and seek to reorganize their debts. These filings are filed on or after December 1, 2017, and are subject to the Bankruptcy Code of North Carolina. Chapter 13 filings are designed to help individuals who cannot afford to pay their debts in full. There are two types of North Carolina Chapter 13 Summary Plan-cases: wage earners' plans and self-employed plans. In a wage earner's plan, the debtor is required to pay a certain amount of money each month to the trustee, who then distributes the payment to creditors. The amount of the payment depends on how much income the debtor earns and how much debt they have. The debtor must also provide the trustee with information about their income and expenses so that the trustee can determine the appropriate payment amount. The debtor must also provide the trustee with proof that they have completed a credit counseling course. In a self-employed plan, the debtor is not required to make regular payments to the trustee but is instead required to present a repayment plan. The repayment plan must include a detailed list of all the debtor's creditors and how much they are owed. The plan must also specify how the debtor intends to repay the creditors. The debtor must also provide the trustee with proof that they have completed a credit counseling course. Once the debtor has presented a repayment plan, the trustee reviews it and determines whether it is feasible. If the repayment plan is approved, the debtor must adhere to the terms of the plan and make all payments according to the agreed upon schedule. Once all the payments have been made, the debtor is discharged from their debts.